Mortgage Loan Programs and Eligibility Requirements

A comparison of available loan programs - conventional, FHA, VA, USDA, jumbo, HELOC and specialty financing - with the credit, down payment and property rules that decide which one fits.

With 20% down, conventional borrowers avoid private mortgage insurance entirely — and when PMI is required, it automatically ends once sufficient equity is reached.

Benefits of a conventional loan

What to consider

Ready to explore conventional loans? Tristan Sherrill can walk you through eligibility, compare options, and get you pre-approved in Arizona and 7 more states.

Tristan Sherrill, Branch Manager at NEXA Lending. NMLS #299820. Call (469) 609-8409.

Get a Rate Quote in Just 30 Seconds!

Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.